Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Equity release, also known as a lifetime mortgage, allows homeowners aged 55 or over to access the tax-free cash tied up in their home without having to move or sell. You can either borrow against the value of your home or sell part of it, receiving a lump sum or a steady income. Some plans also let you withdraw additional funds later if needed.
If you still have a mortgage on your home, you’ll need to use part of the released funds to pay it off first.Yes, equity release is a fully regulated financial product. We are authorised by the Financial Conduct Authority (FCA), which ensures that we follow strict guidelines to protect your interests.
A key safeguard of a lifetime mortgage is the no negative equity guarantee. This means that you (or your estate) will never owe more than your home is worth, as long as it is sold for the best possible price. This provides peace of mind for both you and your family.The money is yours to use however you like. Many homeowners choose to invest in home improvements, clear existing debts, or support family members financially. Others prefer to use it for boosting their retirement income, funding holidays, or simply having more financial flexibility in later life. Whatever your plans, equity release puts you in control of how you enjoy your money.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Milton Keynes, we specialise in later life lending and mortgage advice, helping homeowners make informed financial decisions with confidence and clarity.
We know that choosing the right mortgage or equity release plan is a big decision. That’s why we take the time to understand your needs, explain your options in plain English, and guide you through the process step by step. Our service is personal, professional, and always tailored to what’s best for you.
We believe in making financial advice simple and stress-free, so you’ll never be faced with confusing jargon or pushy sales tactics. With no broker fees, you can trust that our recommendations are based purely on what suits your circumstances – not on selling you a product.
From your first conversation with us to the final completion of your mortgage, we’re here to make the journey smooth, straightforward, and hassle-free.
Whether you’re just starting to explore your options or are ready to move forward, we’re here to help.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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